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In a post on the X platform, the investor gave reasons behind his audacious move.
XRP Has Far Greater Legal Clarity In The U.S.
Popular market pundit, going by the online alias Crypto X AiMan, revealed in an X post that he had gone “100% all-in on XRP” after selling all his Bitcoin.
According to the investor, XRP is the only crypto in the United States with actual regulatory clarity. Bitcoin has long been considered a commodity by several U.S. regulators, including the Securities and Exchange Commission, raising no concerns regarding the top crypto’s status.
Former SEC Chairman Gary Gensler recently reiterated this viewpoint, noting that Bitcoin stands apart from thousands of other cryptocurrencies, which he described as “highly speculative” assets.
 
Although Bitcoin has regulatory clarity, XRP is the only crypto asset to have been subjected to heavy scrutiny for several years, but it emerged victorious following the August 2025 joint dismissal of appeals in the SEC vs. Ripple case. The resolution left Judge Torres’ 2023 ruling intact: that XRP in itself is not a security, removing a key overhang that had impeded institutional adoption for years. For Crypto X AiMan, this makes XRP pretty unique.
Ripple’s Considerable XRP Holdings
Another reason he chose to rotate from BTC to XRP was because of Ripple’s massive XRP stockpile. Notably, Ripple currently owns nearly 40 billion XRP tokens, which accounts for approximately 40% of the total XRP supply. Ripple, being the largest holder of XRP tokens, has raised concerns that it can hurt or manipulate the asset’s price, despite most of the company’s remaining XRP being held in an escrow account.
But for AiMan, this is actually a boon for XRP. Ripple has attracted over 300 big banks, central banks, as well as payment behemoths as partners. Such collaborations normally leverage Ripple Payments for low-cost, near-instant cross-border payments, and Ripple’s significant XRP holdings could mean the company uses these tokens to power some of these transactions.
XRP’s Cross-Border Payment Utility
While the investor acknowledged Bitcoin has a much larger market capitalization compared to XRP at $1.79 trillion, he believes that the cross-border payments sector, which XRP aims to dominate, has a staggering $250 trillion valuation.
AiMan stressed the possibility of XRP capturing even just 1% of this projected valuation, a milestone that could significantly boost its utility and value.
“If I’m wrong? XRP probably goes to zero and I lose everything. If I’m right? I’ll be laughing in my Lambo while you’re still waiting 7 seconds for a Bitcoin confirmation,” the investor stated.
XRP currently has a commanding market capitalization of $122.3 billion, the fourth-largest among tens of thousands of cryptocurrencies. The cross-border payments token was changing hands at $2.03 as of press time, CoinGecko data shows.