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The analyst recently posted on X (formerly Twitter), stating that “$100 XRP Isn’t Fantasy — It’s Pure Math and Liquidity” and that it can satisfy the needs of global financial systems.
He stated these are the reasons XRP will have a much more straightforward pathway to relevance. When it comes to Bitcoin vs XRP, the analyst framed BTC as the asset typically driven by speculation, while XRP is built on real utility, as evidenced above.
Additionally, he offered projections, including figures supporting the claim that all assets built on nothing but a story typically outperform.
Comparing Bitcoin and XRP: Speculation vs. Utility
The analyst highlighted a critical difference between Bitcoin and XRP. He said, “Most people are completely misled about where Bitcoin’s future gains come from. Let’s run a fair comparison.”
 
According to his calculations, if Bitcoin reaches $1,500,000 per coin, a $5,000 asset today would grow to roughly $89,000. In contrast, if XRP reaches $100 per coin, the same $5,000 asset could increase to approximately $259,000.
In his view, assets built for real-world use, with deep liquidity and clear settlement demand, offer far more sustainable growth than those driven by market chatter.
XRP, according to his assessment, is purpose-built to handle trillions in cross-border transactions, making it a foundational tool for global financial infrastructure.
He stressed that patience and discipline are essential for realizing this potential.“Investors need to understand that XRP’s growth is not instant,” he explained. It requires a long-term horizon and a willingness to withstand short-term volatility.
Those who chase every market spike or react to FOMO often miss the bigger picture. By focusing on measurable fundamentals, such as transaction volume, institutional adoption, and global liquidity, XRP investors are aligning themselves with the underlying forces that drive genuine value.
XRP as the Future Backbone of Finance
The analyst concluded by urging investors not to overlook XRP’s unique position in the market.“Do not overlook the asset built for real settlement, deep liquidity, and the future backbone of financial infrastructure,” he said.
XRP’s path to $100 is grounded in more than wishful thinking. As the analyst pointed out, disciplined investors who focus on utility, infrastructure, and long-term liquidity are likely to see the most meaningful returns.
Some voices in the community pushed back against the ambitious long-term forecast. Analyst XRPWON-Jason Jude dismissed the idea of a $100 target, saying it felt premature when XRP has yet to break above $5.
He argued that the conversation should stay rooted in realistic milestones and suggested that the market needs to see steady structural progress before entertaining projections of that scale.