Coinbase is making its most ambitious push yet toward becoming a one-stop financial platform, with the launch of Coinbase tokenized stocks for non-U.S. customers leading a sweeping wave of new products that spans AI-powered investing, prediction markets, agentic trading, and crypto-backed credit.
Key takeaways
- Tokenized stocks backed 1:1 by the underlying asset will launch next month for non-U.S. customers, with full shareholder rights and 24/7 trading.
- Coinbase Advisor, an SEC-registered AI investment advisor, is live today for Coinbase One members in the U.S.
- Options trading for both crypto and stocks will roll out in the coming months, supported by Coinbase’s acquisition of Deribit.
- A new Travel Portal offers 5% Bitcoin back on every booking, while a USDC-backed Coinbase One Card opens credit access to users without traditional credit history.
- The Coinbase Advanced platform will unify its U.S. spot exchange, international derivatives exchanges, and Deribit into a single regulated global liquidity pool within the next few months.
Coinbase Expands Trading with Tokenized Stocks and Options
Starting next month, non-U.S. customers will be able to trade tokenized U.S. stocks around the clock — something traditional brokerages simply cannot offer. Each tokenized stock will be backed 1:1 by the underlying asset, carrying full dividend rights and complete shareholder ownership. Beyond that, users can lend their shares to earn yield, use them as loan collateral, or even gift them to someone else as easily as sending a text message.
This is a meaningful structural shift. Traditional stock markets are closed nights, weekends, and holidays. Tokenizing equities on-chain removes those constraints entirely, blending the ownership rights of conventional investing with the always-on utility of crypto rails.
Options Trading and Portfolio Transfers Coming Soon
Options trading for both crypto and stocks will follow in the coming months, expanding the range of strategies available to Coinbase users across both asset classes. The capability is built in part on Coinbase’s acquisition of Deribit, which gives the platform deep options infrastructure. Users will also be able to transfer existing stock portfolios from other brokerages directly onto Coinbase, which already supports nearly every major U.S. stock, index, and ETF. The equities offering on Coinbase Advanced includes zero commission fees, TradingView charting, fractional shares, and up to 3.5% rewards on trade-ready USDC balances.
New Derivatives and Prediction Market Products
Real World Asset and Pre-IPO Perpetual Futures
Earlier this month, Coinbase introduced real world asset (RWA) perpetual futures, giving traders targeted exposure to thematic equity indices including AI, China, Defense, and the Tech 100. Pre-IPO perpetual futures followed, offering early price exposure to high-interest private companies before they reach public exchanges — starting with SpaceX, with Anthropic and OpenAI positions coming soon.
These products are genuinely novel. As Coinbase’s Head of Consumer & Business Products Max Branzburg put it, this kind of perpetual-future structure built on top of thematic indices wouldn’t have been imaginable when Coinbase was a crypto-only exchange a few years ago. The convergence of crypto trading mechanics with traditional equity exposure is exactly the kind of product innovation that could pull sophisticated traders away from legacy platforms.
Crypto Binaries and Combo Prediction Markets
On the prediction markets side, Coinbase launched two new products today. Crypto binaries let users trade time-boxed “up or down” markets on assets like BTC, ETH, and SOL across intervals of 15 minutes, one hour, one day, one month, or one year. Combo trades allow users to bundle multiple predictions into a single position — combining bets on economic indicators with global political events, or pairing sports outcomes with asset price predictions simultaneously.
Coinbase Advanced Goes Institutional, With a Unified Global Liquidity Pool
The Coinbase Advanced platform is getting a major structural upgrade. The redesigned interface is modular and institutional-grade, built for cross-asset execution, letting users view stocks and crypto side by side and customize their layout with drag-and-drop widgets.
More significantly, within the next few months, Coinbase plans to merge its U.S. spot exchange, international derivatives exchanges, and Deribit into a single regulated global liquidity pool — giving customers what the company describes as the most liquid spot, perpetuals, and options access in the world. Coinbase is also the first exchange approved by the CFTC to offer global regulated crypto derivatives, including options, to U.S. customers. That regulatory milestone means international perpetuals and options products will soon be available to American traders for the first time.
Coinbase Advisor: An SEC-Registered AI Investment Tool
Launching today for Coinbase One members in the U.S., Coinbase Advisor is one of the first SEC-registered, AI-powered investment advisors embedded directly inside a crypto exchange. The tool handles complex analytical tasks — from designing tax-loss harvesting strategies to translating breaking news into multi-asset trade recommendations — across crypto, equities, and prediction markets simultaneously.
Importantly, the advisor does not execute trades automatically. It delivers personalized, portfolio-aware recommendations based on real-time market data and user holdings, then lets the user act. Think of it as professional-grade financial guidance without the traditional cost barriers, available around the clock inside the Coinbase app.
Coinbase for Agents: Automated Trading with AI
For users who want full automation, Coinbase for Agents is live now. Using natural language, users can define an AI agent’s tasks, asset permissions, capital allocation limits, and trade sizes — then let it execute strategies across spot and derivatives markets 24/7. Agents can be confined to isolated sub-accounts and can use the x402 protocol to pay for premium financial research. The safeguards are configurable, but the capability is real: automated, strategy-driven trading without manual oversight.
New Financial Products: Bitcoin Rewards, Crypto-Backed Credit, and Staking Liquidity
Travel Portal and USDC-Backed Card
The Coinbase One Card is expanding in two directions at once. A new Travel Portal, powered by Rocket Travel by Agoda — the strategic partnerships arm of Agoda, a Booking Holdings company — offers 5% Bitcoin back on every booking, covering flights, hotels, and car rentals. Rewards go directly to users’ Coinbase accounts, replacing the expiring miles and points systems that dominate traditional travel credit cards.
Separately, Coinbase is broadening access to the card itself. Users who don’t qualify for traditional credit can now secure a Coinbase One Card using USDC as collateral, with deposits ranging from $500 to $5,000. Cardholders earn Bitcoin rewards on everyday purchases while continuing to earn rewards on the underlying USDC deposit, paid out weekly. On-time payments also contribute to building credit history.
Staking Liquidity and Transfer Protection
Users can now borrow against staked Solana on Coinbase via an ongoing integration with Morpho on Base, powered by JitoSOL, with borrowing limits up to $100,000. Borrowing is also supported against cbETH (up to $1 million), BTC, ETH, SOL, XRP, DOGE, ADA, and LTC. The idea is that staked assets should remain productive even when users need liquidity.
On the security side, Coinbase is rolling out Transfer Protection — a defensive framework that includes time-delayed withdrawals, customizable daily limits, and multi-party approval workflows for outbound transactions. The feature is designed to address the growing threat of unauthorized fund movements.
Coinbase Developer Platform Targets Business Adoption
Built on nearly 15 years of crypto infrastructure development, the all-new Coinbase Developer Platform (CDP) gives businesses a single access point to wallet infrastructure, stablecoin payments, trading systems, and stablecoin issuance. The platform holds over 80 global regulatory licenses.
Stablecoin payments are already seeing significant traction — Coinbase reported nearly a trillion dollars in stablecoin volume last year across its products. Checkout.com is already using Coinbase Payments to move money faster and more affordably across borders. For companies that want to offer crypto to customers without navigating licensing themselves, Coinbase is offering a fully custodial solution — with partners including Klarna and Webull already reducing launch timelines from years to weeks.
CDP is also designed for the AI economy. Coinbase is partnering with AWS to enable native agent payments on AWS AgentCore, and Coinbase Payments APIs are agentic-enabled out of the box. OpenRouter, the largest AI model exchange and an existing Coinbase Payments customer, will be able to accept payments from both human users and AI agents seamlessly.
Taken together, this product sweep signals that Coinbase is no longer positioning itself as a crypto exchange that also handles stocks — it’s building the infrastructure to become a user’s primary financial account. Whether the market rewards that ambition will depend on how quickly users actually consolidate their financial lives onto a single platform, and whether rivals like Kraken, OKX, and Binance can keep pace with the pace of product development Coinbase is now showing.
FAQ
Who can access Coinbase’s tokenized stocks?
Tokenized stocks will be available next month for non-U.S. customers. Each token is backed 1:1 by the underlying asset and carries full shareholder rights, including dividend payouts.
What new trading features is Coinbase introducing soon?
Options trading for both crypto and stocks will roll out in the coming months. Coinbase has already launched new real world asset perpetual futures, Pre-IPO perpetual futures, crypto binaries, and combo prediction markets.
How does Coinbase support AI in trading?
Coinbase Advisor is an SEC-registered, AI-powered investment advisor launching today for Coinbase One members in the U.S., offering personalized multi-asset recommendations. Coinbase for Agents lets users deploy AI agents to execute automated trading strategies with configurable limits and isolated sub-accounts.
What benefits does the new Coinbase One Card provide?
The USDC-backed Coinbase One Card is now accessible to users without traditional credit history, using USDC as collateral. The accompanying Travel Portal, powered by Rocket Travel by Agoda, gives cardholders 5% Bitcoin back on every travel booking, with rewards sent directly to their Coinbase account.
Article produced with the assistance of artificial intelligence and reviewed by the editorial team.