Panic is ripping through the crypto market with Bitcoin and Ether sinking to multi-month lows, and growing fears that liquidity is drying up. BTC trades dangerously close to $90,000, and ETH has already fallen below $3,000. Lower lows and major structural breaks on higher time frames. However, in this same window, Digitap ($TAP), an omni-banking crypto presale, has raised more than $2 million with over 120,000 wallets connecting to the site.
While majors look dreadful, projects providing real value to the broader economy are still thriving. Anyone searching for altcoins to buy needs to adopt this new mentality of utility and adoption above all. $TAP increasingly looks like one of the best cryptos to buy now, with its structured pricing offering investors a safe haven from further downside.
With a live product and a Visa card that thousands of people are already using, Digitap continues accelerating regardless of broader market conditions. Here’s what investors need to know.
BTC: The Beginning of a New Bear Market?
The BTC chart looks horrible. Lots of distribution above $100,000, and now just weakness with no sign of support anywhere. What caused this? Macro uncertainty with rate-cut odds for December plummeting, BTC whales offloading en masse, huge leverage build-up, anxiety about the AI bubble popping, and above all, market exhaustion.
Traders need to be wary trying to catch a falling knife with plenty of liquidation pockets to the downside present in the order books. Forced selling hasn’t even really begun, and the Fear And Greed Index is already in the gutter. In these regimes, leverage gets punished, and after breaking such key levels, investors are best off waiting on the sidelines for the dust to clear.
This weakness is not localized to BTC, with Solana and other majors also slipping to monthly lows. Yet in this environment, crypto presales are taking off again. The reasons are simple: investors get early-stage access to next-gen projects, and with structured pricing, they don’t have to worry about volatility or downside. 
What is Digitap? And How Did this Crypto Presale Raise $2,000,000?
Digitap is the world’s first omni-bank. A single financial environment where fiat and crypto coexist instead of living in silos—no more juggling various apps, accounts, exchanges, and brokerages.
The app, available for download on iOS and Android today, lets users hold multi-currency fiat balances and multi-chain crypto balances. Instant conversions between each and a Visa card, which brings on-chain balances into the real economy. Digitap is essentially the result of blending Revolut and Binance together.
On the surface, it feels like a modern neobank. Under the hood, it enjoys all the speed of crypto. But the best thing about Digitap is its multi-rail architecture, which includes legacy banking corridors (SWIFT, SEPA, ACH, and Faster Payments) and public blockchains. Users get the security and comfort of traditional banking, but the speed and reach of crypto. The end result is genuinely modern finance with borders built for the digital age.
But how did Digitap raise $2 million? It opted for a product-first approach. The fact that users can download the app before participating is very rare for a crypto presale, and this explains its abnormal success. The Visa rollout has been huge, especially the non-KYC option, and clearly, investors are voting with their feet that they want to see products instead of promises. And Digitap delivers. 
Token Flywheel: Is $TAP a Next-Gen Token?
$TAP’s total supply is capped at 2 billion. It unlocks VIP perks and cashback rewards on the platform. But instead of just being a governance token, which crypto investors are getting sick of. Digitap allocates 50% of platform profits to buy $TAP on the open market, splitting those purchases between burns (permanently reducing supply) and rewards to stakers.
Token holders share in the platform’s success, and more card swipes, cross-border payments, and conversions lead to more tokens being burnt. This operating flywheel means adoption drives token strength, and with $2 million raised, investors are obviously bullish on this crypto presale.
The fixed pricing also helps buyers avoid all the ongoing downswings in markets. The current price of $TAP ($0.0313) is already up 150% from the original listing price of $0.0125. And with a confirmed listing price of $0.14, investors buying today will be up 347% on paper when the token lists.
Is $TAP the Best Crypto to Buy Now in Q4?
Bitcoin and Ethereum printed multimonth lows and will likely continue to do so as liquidity thins. But Digitap is a different animal with 120,000 wallets connected to the website to date, showing that bullish sentiment still exists, but investors are being more selective.
Digitap’s omni-bank stance, Visa distribution, multi-rail build, and profit-linked token all shine in the current market conditions. Among the list of altcoins to buy, its unique approach to delivering the product first has made it a frontrunner.
As demand for digital and cross-border payments continues to grow, it appears that $TAP was built for the current cycle, and this crypto presale shows no sign of slowing. With the potential to lead a new era of finance and disrupt multiple trillion-dollar industries, it is no surprise that $TAP ranks among the best cryptos to buy now in Q4.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
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