Ripple CTO defends low XRPL volume, says banks settle off‑chain


Ripple CTO defends low XRPL volume, says banks settle off‑chain


Ripple claims hundreds of bank partners, but with a 30–40% drop in XRPL activity and institutional use concentrated off-chain, transparency concerns persist.

Ripple, the company behind major cryptocurrency XRP, is facing community backlash after online entrepreneur Andrei Jikh raised questions over the company’s projects and transparency.

Jikh took to X on Wednesday to voice his multiple concerns about Ripple, including the lack of verifiable on-chain data to support the company’s claim of securing over 300 bank partnerships in its 13 years of operation.

Ripple’s chief technology officer David Schwartz promptly joined the X thread, addressing all six questions raised by Jikh to defend the company’s approach to transparency, on-chain data and institutional adoption.

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