The U.S. House of Representatives has passed a series of pivotal bills that collectively reshape the country's approach to Bitcoin, stablecoins, and digital asset policy.
The legislative package includes the CLARITY Act (H.R. 3633), the GENIUS Act (S. 1582), and the Anti-CBDC Act (H.R. 1919), each marking a significant development in the evolving digital asset landscape.
The CLARITY Act, passed with bipartisan support in a 294–134 vote, lays the foundation for a comprehensive regulatory structure governing digital commodities such as Bitcoin.
By clearly outlining the roles of the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC), the bill seeks to eliminate long-standing ambiguity in digital asset oversight.
“The Clarity Act helps us get there by adding consumer protection into law and setting clear guidelines for digital asset managers,” said Congressman John Rose.
“It also establishes guardrails for federal agencies, who have too often stepped outside their statutory authority in recent years, especially with cryptocurrency.”
With the House vote complete, the bill now moves to the Senate, where its passage could represent a major federal milestone for digital asset regulation.
Congressman Addison McDowell emphasized the bill’s potential to stimulate domestic innovation: “This bill helps establish a strong, pro-growth framework that gives innovators certainty that will bring digital assets back to the U.S. A key step to making America the Crypto Capital of the World.”
Lawmakers backing the legislation argue it responds to urgent demands for market clarity and investor protection in a sector often described as chaotic.
Congressman Don Davis captured the sentiment, stating, “at present, there is no established market structure to protect consumers or provide clear rules of the road for businesses and innovators. It’s the wild, wild west! Congress must deliver market structure legislation that brings clarity.”
Alongside the CLARITY Act, the House also advanced the GENIUS Act and the Anti-CBDC Act, both signaling a broader commitment to reforming digital finance policy in the U.S.
The GENIUS Act introduces a formal oversight framework for stablecoin issuers, mandating full reserve backing and regulatory compliance.
Its bipartisan passage underscores growing consensus around the need to support stable digital assets within a secure, transparent legal structure.
With approval from both chambers, the bill now awaits the President’s signature.
The bill enjoys high-level backing from the Trump administration. President Donald Trump and Treasury Secretary Scott Bessent have both endorsed the measure, framing it as a step toward making the U.S. a global leader in financial innovation.
Simultaneously, the Anti-CBDC Act, which aims to block the Federal Reserve from creating a central bank digital currency, cleared the House and will proceed to the Senate.
Supporters argue that a U.S. CBDC could endanger financial privacy and give the government too much control over personal transactions.
Critics of such proposals see them as incompatible with the decentralized ethos of Bitcoin and similar assets.
Together, these legislative developments reflect a notable shift in U.S. policy, one that favors decentralized technologies and market-led innovation while pushing back against state-controlled digital currency initiatives.
As these bills move forward, their collective impact may redefine the U.S. regulatory landscape for years to come.