Circle and Tereina have confirmed a partnership to integrate USDC and EURC stablecoin payments into enterprise business systems, beginning with SAP Pay. The integration allows eligible businesses to send and receive stablecoins through applications they already use, without requiring separate cryptocurrency payment infrastructure.
Eligible companies with a Circle Mint account can use USDC for dollar payments and EURC for euro payments alongside traditional methods such as bank transfers, cards, and checks. Circle CEO Jeremy Allaire stated, "By connecting Circle's infrastructure with Tereina's enterprise payment workflows, we can help businesses realize the benefits of faster, more programmable and more globally accessible money movement."
Integration Into Existing Workflows
The partnership targets the SAP ecosystem, which the companies indicate is linked to 84% of global commerce, including 99 of the world's 100 largest companies.
A key advantage is that companies will not need to change how their finance teams operate. When an invoice or purchase order is approved, SAP Pay can process stablecoin payments and reconcile them in real time, eliminating the need to switch between different payment platforms or manually handle separate crypto transactions.
Tereina CEO Cedric Bru said, "This partnership with Circle makes it easy to move into the future without changing how businesses already operate."
Arc Blockchain and Future Capabilities
The partnership can leverage Arc, Circle's enterprise blockchain, which offers sub-second transaction finality and uses USDC to pay transaction fees.
Looking ahead, Tereina plans to connect the system with SAP's Joule AI agents, which could eventually help businesses create, approve, and execute cross-border stablecoin payments automatically.
