Payment volume processed on crypto cards has climbed to a record $12.5 billion, up 140% year-to-date, according to data from paymentscan.xyz. The figure represents a 247% increase compared to October 2025 levels.
The growth is being driven by expanding use of stablecoins as a payment rail and a broader push for cheaper, faster cross-border transactions.
QR-code payments have also emerged as a strong performer. Demand for QR-based spending helped push activated cards on Jupiter Spend, one of the largest on-chain card providers, up 55% quarter-over-quarter.
New Offerings Enter the Market
Fold Holdings announced it has begun issuing its Fold Bitcoin Credit Card to select waitlist members, with wider access rolling out in batches. The card operates on the Visa network, is powered by Stripe Issuing, and is accepted at 175 million merchants. It offers a base rate of 1.5% back in bitcoin, rising to as much as 4% through behavior-based boosts and partner offers. Cardholders who pay their bill in bitcoin earn an additional 0.5% back.
Aven unveiled a different product at the Bitcoin Conference 2026 in Las Vegas: the Aven Bitcoin Visa Card, which allows holders to borrow up to $1 million against their bitcoin without selling it. Rates start at 7.99% APR with repayment terms of up to 10 years. Collateral is held by BitGo, while Coastal Community Bank issues the card.
