Fiat rails added directly to Privy wallet API
Privy has made fiat deposits and payouts available by default inside its API through an integration with Bridge, the company announced. Developers building on Privy wallets can now accept incoming bank transfers, automatically convert them to stablecoins such as USDC, and send funds back out to registered bank accounts without adding a separate payment infrastructure layer.
How the integration works
The functionality is exposed through three new API endpoints: /fiat/onramp, /fiat/offramp, and /fiat/accounts. Developers configure a Bridge API key inside the Privy dashboard, at which point the fiat rails become part of the default toolset. KYC and KYB verification — the compliance checks required before regulated money movement — are handled by Bridge on the backend for both individual users and business accounts.
Payment rail coverage
Supported payment systems include US ACH and wire transfers, SEPA for European transactions, Faster Payments for UK users, and Brazil's PIX network. A developer building a product with international users can access four major regional payment systems through a single integration rather than managing multiple vendor relationships.
Available at launch without a waitlist
Production-ready documentation is live in Privy's API reference. The feature is enabled by default, meaning teams do not need to apply for a beta waitlist or negotiate a custom enterprise arrangement.
Context on Bridge
Bridge has built its product around fiat orchestration, acting as middleware between traditional banking rails and stablecoin infrastructure. Stripe acquired Bridge in a deal that closed earlier this year. Privy's integration pulls Bridge's capabilities into an API layer that developer-focused teams were already using, extending Bridge's reach without requiring those developers to establish a separate relationship from scratch.
