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Brad Garlinghouse, Ripple CEO, has expressed strong confidence in the future of XRP, arguing that proposed crypto legislation in the United States could accelerate growth across the broader XRP ecosystem.
Speaking during a recent interview, Garlinghouse emphasized that Ripple’s support for the proposed CLARITY Act is not driven by concerns over XRP’s own regulatory standing.
Instead, he said the company believes the legislation could create a more stable environment for crypto innovation in the United States and encourage major financial institutions to participate more aggressively in the sector.
“We have a federal judge said in her opinion XRP in and of itself is not a security. Boom. We have clarity,” he stated.
Meanwhile, Garlinghouse said Ripple’s backing of the CLARITY Act reflects a broader industry perspective. He argued that many banks and financial firms may remain hesitant to fully embrace digital assets, despite growing interest in blockchain technology and crypto-based payment systems, if Congress does not establish clearer rules.
 
He also explained that big players in finance are still nervous about sudden policy reversals by regulators such as the U.S. Securities and Exchange Commission.
While the current rules under the existing administration have been seen as positive by some parts of the crypto industry, Garlinghouse noted that long-term certainty for institutions managing billions of dollars in assets cannot be provided by guidance alone.
He stressed that legislation passed by Congress would last longer than temporary guidelines that could change under a new administration.
“If we want the largest economy in the world to lean in, if we want the US to be as competitive as some other countries around the world in these technologies, we need the Clarity Act to pass,” Brad Garlinghouse said.
He argued that the bill could help position the United States as a global leader in blockchain innovation while discouraging crypto firms from moving operations overseas.
Additionally, Garlinghouse also maintained that XRP would remain in a strong position regardless of whether the bill ultimately passes. He repeatedly pointed to the federal court ruling involving Ripple and XRP, saying the company had already achieved a level of certainty that many projects are still fighting to obtain.
Furthermore, the Ripple CEO revealed that the company has continued investing heavily in U.S.-based infrastructure and operations following recent legal victories.
During the discussion, Garlinghouse also touched on the increasingly political nature of cryptocurrency regulation in the United States. He criticized the idea that digital assets should become a partisan issue, arguing that technological innovation should receive bipartisan support regardless of political affiliation.
However, he expressed optimism that bipartisan support exists at the Senate level if the proposal clears the committee stage. According to Garlinghouse, momentum behind crypto legislation has been building as lawmakers increasingly recognize the economic and technological importance of the digital asset industry.