Ripple has partnered with Stripe-owned Privy to bring embedded wallets to the XRP Ledger (XRPL), expanding support for digital payments. The integration, announced on October 13, allows developers to create wallets that support XRP, RLUSD, and other digital assets.
Ripple and Privy Expand XRP Ledger Payment Infrastructure
The partnership introduces programmable wallet services designed for developers building financial applications on the XRP Ledger. The infrastructure allows businesses to create wallets, manage digital assets, and sign transactions without developing separate wallet systems.
According to Privy’s official announcement, the integration supports XRP, RLUSD, and other XRPL-based assets. Users can access these services without manually managing private keys, while retaining the option to export their credentials.
The partnership also supports automated payments through the x402 standard, allowing AI agents to transact using server-side wallets. These tools can support payments for digital services, including data access and computing resources.
Markus Infanger, RippleX’s senior vice president, said Privy’s infrastructure would help developers build payment applications using XRPL. The network has recorded more than eight million funded accounts and over $1 trillion in cumulative value transferred.
The integration follows other network developments, including a recent XRP Ledger security update addressing token permissions. Privy plans to expand its services with transaction policy controls and network fee sponsorship. However, the companies have not disclosed expected transaction volumes or projected XRP demand from the partnership.
Can XRP Price Reclaim $2 as Whales Accumulate?
XRP traded around $1.16 on November 8 after retreating from approximately $1.34 during the preceding week. Despite the decline, large wallet holders continued accumulating tokens, according to Santiment data shared by analyst Ali Martinez.
In a November 7 post, Martinez reported that whales purchased more than 16.46 million XRP over five days. However, buying activity has not reversed the broader downward trend. Previous XRP price analysis identified $1.60 as an important resistance level.
Martinez has also identified a potential inverse head-and-shoulders formation, although the pattern remains unconfirmed. A sustained recovery above $1.60 would bring higher resistance levels into focus, including the psychological $2 mark. From $1.16, XRP would need to gain approximately 72.4% to reach that target.
Meanwhile, recent XRP market analysis identified support between $1.04 and $1.16. The same report recorded approximately $529,500 in net XRP ETF outflows between November 2 and 6. Weak ETF demand adds another challenge for buyers attempting to reverse the decline.
However, whale accumulation suggests some large holders have continued increasing their positions at lower prices. Institutional investment products remain part of the wider XRP market picture, with GraniteShares delaying its leveraged XRP ETFs until November 30.
Martinez has separately identified $0.99 as the next potential support area following XRP’s breakdown below its trading channel midpoint. A further decline toward that boundary would place additional pressure on buyers attempting to defend the $1 level.
