Stripe now allows US businesses to send stablecoin payments directly to external crypto wallets in more than 160 markets, the company announced. The capability is part of Stripe's Global Payouts product, which launched in public preview in early November 2026.
How wallet payouts work
Businesses can send two dollar-pegged stablecoins through the feature: USDC and OUSD. Recipients receive the funds in external crypto wallets—wallets they control outside Stripe's platform.
Speed is a key advantage: funds typically arrive in minutes, moving across supported blockchain networks rather than traditional banking channels.
The available networks differ by token. USDC payouts run on Arbitrum, Avalanche, Ethereum, and additional networks, while OUSD payouts are supported on Base and Ethereum.
Businesses fund these payouts from balances held in Stripe Treasury, drawing from either USD or USDC balances. Stripe handles the necessary conversions to complete the transfer. The company also says businesses do not need to build or manage separate blockchain integrations to use the feature.
Stripe first highlighted the wallet payout capability in communications on November 4, 2026.
The New York exception
Not all US businesses have access immediately. Companies based in New York are excluded from the wallet payout feature for now, and Stripe is offering them a waitlist option instead.
Part of a broader stablecoin push
Stripe already accepted stablecoin payments that settle in fiat currency and offers Treasury balances that let businesses hold and move stablecoins. In late October 2026, shortly before the wallet capability surfaced, Stripe launched bank payout options that convert stablecoins into local fiat, covering nine currencies.
Stripe resumed support for USDC payments for US businesses in 2024, reopening a door it had previously closed on crypto. In 2025, the company made strategic acquisitions that strengthened its stablecoin infrastructure. By the end of September 2026, OUSD had become a default option across Stripe's financial products, giving businesses a framework to manage both dollar-pegged stablecoins and traditional fiat side by side within Treasury accounts.
