AI agents can now purchase more than 5,400 services on the XRP Ledger through an expanding directory that connects automated buyers with providers accepting XRP and Ripple's dollar-backed RLUSD stablecoin. The directory, known as the XRPL AI Hub, tracks payments for computing, data, and other digital services.
Current Market Activity
As of November 13, the XRPL AI Hub listed 193 registered merchants offering 5,410 live services. The platform reported 15,692,399 settled payments with cumulative settled value exceeding $78,000. Individual merchants can provide multiple services, contributing to the overall count of available offerings.
Growth and Development
The hub launched in July when agent payments approached 1 million transactions. By October 3, tracked activity had grown to nearly 12 million x402 payments. J. Ayo Akinyele, head of engineering at RippleX, Ripple's blockchain development arm, identified data purchases and AI model use as leading applications among automated buyers.
How Payments Work
Services are purchased using the x402 payment standard for web requests. Under this protocol, a provider returns its price and payment requirements before supplying a service. The buyer signs a transaction, and a payment facilitator verifies it against requirements, submits it to the XRP Ledger, and returns the settlement result while the payer retains control of private keys.
Ripple's XRPL AI Starter Kit provides developer tools and integrations supporting x402 transactions. Agents can purchase API access, computing, and AI inference using XRP or RLUSD. Providers set their own prices, with examples including AI model access at 0.0005 RLUSD per request and cryptocurrency token analysis at 0.001 XRP per request.
Major Catalog Addition
Monid Tool Router joined the hub on October 20, contributing more than 2,600 pay-per-call service offerings from over 80 providers. These services are priced in RLUSD, significantly expanding the available catalog.
Broader Industry Context
The x402 standards effort extends beyond the XRP Ledger to support multiple payment methods for automated commerce. Ripple joined the Linux Foundation-backed initiative as a premier member in July, alongside participants including Visa, Stripe, Google, and Mastercard.


