ACI Worldwide and Circle announced a stablecoin settlement collaboration on October 27, 2026, pairing ACI's Connetic platform with Circle's USDC infrastructure. The pilot will initially focus on Colombia, where financial institutions would evaluate USDC settlement alongside their existing payment systems.
Connetic is a cloud-native platform that combines traditional payment types, digital assets, and card payments. The companies describe the collaboration as an integration demonstration where Connetic provides the orchestration environment while Circle's USDC infrastructure supplies the stablecoin component being evaluated.
According to the announcement, financial institutions would assess how digital dollar settlement fits their treasury operations, governance frameworks, and settlement processes. Craig Ramsey, ACI's global head of account-to-account payments, stated that "financial institutions want to understand how digital asset settlement can fit into the infrastructure and operating models they already trust."
Circle describes USDC as a fully reserved stablecoin redeemable one-for-one for US dollars. The company's Circle Mint service allows eligible institutions to redeem USDC directly for dollars, though individuals and small businesses cannot access this service directly.
The announcement does not identify participating Colombian banks, specify production transaction volumes, provide rollout timelines, or offer measured comparisons of settlement speed or cost in the Colombian context. The collaboration represents an integration pilot rather than established bank adoption.
