Closing the Gap Between Self-Custody and Spending
THORWallet has officially launched its new payment card, designed to bridge the gap between holding digital assets in self-custody and spending them in the physical world. Since 2021, the platform has processed over $2.5 billion in native cross-chain swaps across more than 20,000 tokens.
Historically, users wanting to spend their crypto assets were often required to transfer funds to a centralized exchange, surrender custody of their keys, and wait for processing. The newly launched THORWallet Card allows users to retain their funds in self-custody until the exact moment of expenditure.
How the Card Works
Users can take any supported asset—such as Bitcoin, Ethereum, or Solana—and swap it natively to USDC within the wallet without using third-party bridges or centralized intermediaries. Funds can then be used to top up the card with a 0% top-up fee and spent at any location accepting Mastercard.
The program offers two distinct tiers:
- Basic: Available for free with an invite code (or a $5 one-off fee), this tier features a virtual Mastercard with a $125,000 monthly limit, 0% top-up fees, 24/7 chat support, and integration with Apple Pay and Google Pay.
- Premium: Available for a one-off fee of $99 with an invite code (or $124 normally) with no recurring subscription fees, this tier includes both a physical and virtual card, 0.5% USDC cashback, priority support, and monthly limits that can be raised to unlimited upon request.
Global Availability and Program Upgrades
The rebuilt card program is now available in more than 175 countries, including the United States. Alongside expanded geographical reach, THORWallet has optimized its cost structure and streamlined its KYC verification process to accept a wider range of identification options beyond standard passports, leading to faster approval times.
Existing users of the platform's previous card program will find that their current cards remain active and unchanged, while new and existing participants gain access to the updated global infrastructure.
